Store Location

CUSTOMER FRAUD PROTECTION & SECURITY POLICY

Business Name: JOTYFLOPAY LLC
Address: 388 Atlanta Ave SE, Atlanta, GA, 30315, USA
Email: support@jotyflopay.shop
Phone: +1 562-636-7886
Website: [Your Shopify URL]


1. Our Commitment to Fraud Prevention

At JOTYFLOPAY LLC, protecting our customers and maintaining a secure shopping environment is our top priority.
We use industry-leading tools and security practices to prevent:

  • Unauthorized purchases

  • Identity theft

  • Payment fraud

  • Chargeback scams

  • Lost or stolen packages

This policy describes how we protect your transactions and the actions we may take to verify orders.


2. Secure Payment Processing (Stripe)

All payments are processed securely through:

  • Stripe

  • Shopify Payments

  • Other PCI-compliant processors

We never store full credit card numbers.
Stripe automatically uses:

  • Fraud detection

  • Machine learning

  • 3D Secure (when required)

  • IP and device fingerprinting

  • Risk scoring

Your data is safe and encrypted end-to-end.


3. Order Verification & Identity Checks

To protect customers and our business, we may perform verification on certain orders.

We may request:

  • Confirmation of shipping or billing address

  • A valid phone number or email response

  • Re-confirmation of payment details

  • Government-issued ID (only for high-risk or mismatched orders)

These checks help prevent fraudulent use of cards or stolen identities.

⚠️ If verification is requested and not completed, the order may be canceled and refunded.


4. High-Risk Orders

Orders may be flagged as high risk by Stripe or Shopify if they show signs such as:

  • Mismatch between billing & shipping address

  • Multiple failed payment attempts

  • Unusual purchasing activity

  • Known fraudulent IP addresses

  • Suspicious device fingerprints

  • Use of VPN or proxy during checkout

For high-risk orders, we may:

  • Hold the order for manual review

  • Request verification documents

  • Cancel and refund the order if risk is confirmed

This is required by Stripe for merchant protection.


5. Chargeback & Dispute Prevention

To avoid disputes and ensure smooth transactions:

  • We provide tracking numbers for all shipments

  • We keep proof of shipment and proof of delivery

  • We store communication records with customers

  • We photograph items before shipment (internal process)

Customers are encouraged to contact us first for any issue so we can resolve it quickly.


6. Lost or Stolen Packages

Once a package is marked delivered by the carrier, responsibility passes to the customer.

However, if a package is lost in transit:

✔ We will assist in opening a carrier investigation
✔ We may offer a replacement or partial refund depending on the case

We do not offer full refunds for stolen packages marked “delivered.”


7. Unauthorized Transactions

If you suspect a fraudulent transaction on your card:

  1. Contact your bank immediately

  2. Contact us at support@jotyflopay.shop

  3. Provide the last 4 digits of the card and order email (never send full card information)

We will assist in resolving the issue with the payment processor.


8. Account Security

To maintain security:

  • Do not share your account login details

  • Use a strong password

  • Always verify you are on the correct URL before entering payment information

We are not responsible for unauthorized access caused by compromised customer accounts.


9. Policy on Abusive or Fraudulent Claims

We reserve the right to refuse service, block accounts, and deny refunds in cases of:

  • Chargeback abuse

  • False claims of non-delivery

  • Return scams

  • Identity theft

  • Suspicious repeated refund requests

  • Manipulation or misuse of our refund policies

All fraudulent activity is reported to:

  • Stripe

  • Shopify

  • Shipping carriers

  • Relevant authorities if required


10. Contact Information

If you have questions about this Fraud Protection Policy, contact us:

JOTYFLOPAY LLC
📍 388 Atlanta Ave SE, Atlanta, GA, 30315, USA
📧 support@jotyflopay.shop
📞 +1 562-636-7886

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